It is important to know what you don't want.

Grace is the divine assistance that gives you advantage over those who are better than you.

Fear and anxiety many times indicates that we are moving in a positive direction, out of the safe confines of our comfort zone, and in the direction of our true purpose.

You can start on a clean slate or make excuses, but you can't do both.

Banking on success is to spur personal growth.

My friend Richard Carrion, the CEO of Puerto Rico__ top bank, once shared a line with me that I__l never forget: __obin, nothing fails like success._ Powerful thought. Your business is most vulnerable when it__ most successful. Success actually breeds complacency, inefficiency and _ worst of all _ arrogance. Whenever I share this point with a roomful of CEOs, every one of them nods their head at this one. Please let me give you a real-world example from my own life.