What is the ROI (return on investment) of your suffering?
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Doing something for the mere joy of it__or one's self or others__s quite possibly one of the best returns on an investment of time that a person can receive.
It is the best investment to make an impact on others, because even when you're dead money alone will not bury you.
Some people will each start investing more of their salary on __heir_ house and spending less of it on __heir_ car or cars only when they start being able to take __heir_ house to work, funerals, weddings, etc.